Tim Erickson, LeaderOne Financial

NMLS: 322510
Loan Types: conventional, FHA, USDA, VA, 203k/renovation, jumbo, reverse mortgage plus resources for other loans including construction, HELOC, bridge, commercial, specialty situations  

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Tim has been in the mortgage industry since 2005. Tim has a degree in Business Administration from North Dakota State University where he was a member of the NDSU football team and baseball team. He continues to stay active with various sports and spending time with his family. Tim lives in Minneapolis with his wife Alisha, daughters Brooklyn, Sydney, and son Dylan.

“My commitment is to help you make informed choices about your financing option when buying a home. You can help me do that by completing this brief questionnaire prior to our application appointment. There are many different ways to finance a home, but to find the best option for you we must take into consideration your long and short term financial and investment goals as well as payment and equity objectives. During our consultation, I will work with you to outline your goals, analyze your current purchasing power and then recommend several different strategies that will enable you to achieve your goals.” Watch helpful videos: https://timericksonmortgage.com



Curt Smith, Bell Bank Mortgage

NMLS 199882
Loan Types: Conventional, FHA, VA, USDA, MHFA, 1st Time Homebuyer, Jumbo, Renovation, Construction, and Bridge loans 

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“Although I have received recognition from various publications over the years, it is the satisfaction of my customers that drives me the most. Buying a home is a special time in a person’s life, and I thoroughly enjoy helping to bring that goal to a successful conclusion!

I made a great decision in 1998 to begin working in the mortgage industry, and I don’t think I’ve had a boring day since! My career with Bell Bank Mortgage began in 2010. Prior to joining Bell, I was a vice president with Guaranteed Rate, Inc., and before that I spent over 10 years with Norwest Mortgage/Wells Fargo Home Mortgage.


Mark Merry – MegaStar Financial Corp

NMLS 452552 | MN-MLO-452552,
Loan Types: conventional, FHA, USDA, VA, specialty situations  

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“As a Senior Mortgage Officer and Branch Manager, I am a licensed mortgage professional who is highly trained and educated in the field of home mortgage loans. My role in the mortgage process is to custom tailor a mortgage to suite your needs and to assist you with the many aspects pertaining to obtaining a home loan. I present and explain the various loan options available to you and help you understand them so you can make an informed decision. I will never push one rate, program, or fee structure. The choice will always be yours. I hold myself to the highest level of ethics, regulations, and service. My goal is to eliminate the stress and anxiety of the financing process and make your future transaction an enjoyable experience. ” 

Michael Vincent – Guaranteed Rate

NMLS ID: 302994
Loan Types: conventional, FHA, USDA, VA, specialty situations

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“I have been involved in the mortgage industry for 17 years. I spent eight years as vice president of a local bank. And, I am passionate about finance. I have a saying that sums up my financial philosophy. All people have the opportunity to create for themselves and their community, economic well-being. I believe a fundamental ingredient of this is owning your own home.

My wife Lory and I have a small hobby farm just north of the cities. We enjoy country living with our small vineyard, chickens, bee hives, and our gardening. We are passionate about organic growing practices. We wouldn’t change a thing.”


Eric Bakke, Wells Fargo Home Mortgage

NMLSR ID 1549826
Loan Types: Jumbo, Conventional, Union Member, Condo, 1st Time Homebuyer, VA, USDA, and FHA

Eric has been in the mortgage industry since 2010. Eric has a Bachelor’s degree in Finance and International Business from the University of Wisconsin – La Crosse and is completing his Master of Business Administration in December from the University of Minnesota. He lives in Minneapolis and is actively involved with social sports such as kickball and sand volleyball.

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When it comes to purchasing a new home, everyone’s financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. As a local home mortgage consultant, I’ll provide loan options that can help. Whatever your situation, I’ll help you understand your options so you can make informed decisions. Contact me to get started.”


GINNY YOUNG, Veterans United Home Loans

NMLS ID #187898

Veterans United Home loans – ranked “Among the Best” by JD Power and Associates for customer service. 

Loan Types: Specializing in VA homes 

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“I am married with 4 boys. No girls in the mix! I work with all borrowers, but we specialize in working with veterans to utilize their VA benefits. I love what I do for a living. I feel it’s more of a calling than a job. In addition to helping financing your home, we also work to help folks increase credit scores to buy in the near future. We have helped thousands of veterans fulfill their home buying dreams. We are the largest VA lender in the US. This allows us many resources to process VA home loans in less time than other lenders.
To qualify and determine best financing options, please click this link…VeteransUnited.com. Please feel free to call my cell phone with any questions… 913-526-5939. If you go on-line to complete an application, please shoot me a text. I’ll process the information and get your pre-approval the same day. 
Please let me know if I can help. I look forward to hearing from you. Ginny”


Sarah Marrinan

Sarah Marrinan


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