Home Owner’s Insurance is an important part of buying or selling a home!

Sellers: Cancel or Transfer Your Home Owner’s Insurance

I always emphasize how important it is not to cancel their homeowner's insurance policy until the proceeds are in their bank account from closing. We see issues arise in this mortgage environment that can cause delays in closing on time or at all thus causing problems for sellers. The transaction is not complete until the proceeds hit your account!

Buyers: Get Quotes then and your Insurance Binder

Questions to ask your lender: When do I need to get insurance? What coverage do I need? Do I need to put my insurance premiums in escrow?