When we represent a buyer, we have your best interests at heart. Whether you’re buying a $100,000 home or a $10 million home, you will get our full attention as well as our expert and honest advice. We believe it’s our job to not only help you find you the right home, but also to educate you throughout the entire process so you know you’re making the best short and long term decisions. For most people, buying a home is the most expensive purchase you will ever make and it’s our job to make sure you not only get a great home, but get it for a great price. We go above and beyond for every client from helping you find inspectors, movers and home insurance professionals that our other clients recommend to personally following up after closing/moving day. To read reviews from our past clients or visit Yelp, Zillow, and Realtor.

First, request our buyer checklist and look at the CFPB Action Steps.
Second, send us an email at SarahMarrinan(at)kw(dot)com so we can set up a search set for you on the MLS and email you homes straight from the agent database which fit your search criteria.
Third, buyer’s closing costs for the Twin Cities area usually run around 3% of the purchase price and between $5,000 and $10,000. This is the approximate amount of cash you will need to have available on the day of closing in addition to your down payment.

Read: Is buying a home like buying a car?

Lastly, read the following pages that detail steps of the real estate estate transaction for buyers:

Step 1: Find a Realtor

Step 2: Understand your financing and Get Preapproved for a MORTGAGE with a reputable lender

Step 3: Request our home buyer’s checklist

Step 4: Home of your dreams WISH LIST

Step 5: Time for showings

Step 6: Pick a real estate Title Company/Closer (Learn About Closing)

Step 7: Make an offer (Review disclosures. See Closing Costs)

Step 8: Schedule the home inspection

Step 9: I have an accepted offer. Now what?
(The next steps happen REALLY fast!)

Step 10: The Earnest money

Step 11: What is the inspection period?

Step 12: Don’t spend extra money or apply for new credit

Step 13: Put the closing date on your calendar

Step 14: Tips for attending the home inspection / Read the inspection report (Mold, Radon, Etc)

Step 15: Decide about a Home Warranty if it wasn't in your offer.

Step 16: Negotiate Inspection Repairs

Step 17: Give notice to your landlord (only applies to tenants who are currently renting)

Step 18: Review the HOA condo documents (only applies to buyers who are purchasing condos)

Step 19: Review Water & Septic Test Results (Only applies to buyers who are purchasing homes with private systems)

Step 20: The appraisal

Step 21:  Hire movers and start packing OR We Couldn't Come to An Agreement/The Purchase Fell Through (Hopefully this will NOT apply to you!)

Step 22: Confirm homeowner’s insurance

Step 23: Hook up your utilities

Step 24: Request repair receipts/confirmation (if negotiated)

Step 25: Schedule The Final Walk Through

Step 26: What is clear to close? Get your down payment ready!

Step 27: Attend the walk through

Step 28: Get a cashier's check or Transfer your down payment/funds for closing (Read about Wire Fraud in Real Estate transactions.)

Step 29: Attend closing

Step 30: Secure your new home

Step 31: Take the Survey, Write Review of me & Tell Your Friends on Social Media!

Step 32: Wrapping things up